Take advantage of home equity in your home to obtain a second mortgage. 2nd mortgages are great for debt consolidation!
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Verico
Mortgage Brokerage Lic. #10426

 Call: 226 224 2834

I would like to say thank-you so much for everything you have done for me and my family.

Joe I will be in contact with you in about 20 months to see if you can put this 2nd morgage into our 1st. Again thanks so much!

You were really great to our family!!! Talk to you again in a couple of years!!

Nicole and Terry Harris

I would definitely recommend you to friends and relatives.

The whole process was relatively painless and very quick.

From the time I received your first response until the time the closing papers were sent to the lawyers was less than 1 week.

I was very impressed with your efficiency and professionalism.

Ingrid Clarke-Pitt

It was fast easy and painless. The banks are a pain in the having to jump through hoops when you are more than qualified. The service was spectacular.

Bill & Kathy Hopper

Joe took a lot of pressure of my wife Pat an myself at the time of our retirement when we had no options he found us a perfect one.

He was fantastic and a great person to deal with Thanks Joe for making our retirement easier on us!

Raymond Bennett

Thank you for your quick and easy solution to our financial problems. Things will now be alot easier to handle around here.

You have freed up about $500 a month which will make paying the bills a breeze.

Thank you again for your help, again.

Debbra Burns

Thank you very much. It was a pleasure doing business with you.

The service was great the process was very easy and we were very pleased with the outcome as we saved hundreds of dollars each month.

David & Kelly Gale

You were awesome to work with and I appreciate how knowledgeable you were and the speed in which everything was done. Thanks again for all your help.

Sherri McKenna

My husband and I are very pleased with your services. It has brought our monthly payments down to almost half.

I will certainly keep you in mind for anyone else needing the financial help in the future. Again thank you for all you hard work.

Diane Osborne - Flude

Dave and I would like to thank you for all your help with our debts. I feel that we can get ahead now. You are very kind and give exceptional customer service as well you treated us with repect.

Tina and Dave Pilon

Just wanted to say it is I who should be thanking you for the Execellent service you provided me. Not only was your service very Professional, you made every step quite simple. I have already recommended you.

Mervyn Parris

Thank you very much for you help!

It was great dealing with someone who understands the urgency of such cases as mine, and deals with his clients in a timely and caring manner - certainly a nice switch from the big bank treatment.

Peter Chaba

Joe Malek was amazing and went way beyond our expectations. They were great from start to finish and really helped us out. Thank you!

Dennis Family

Hi Joe, This is a quick note to congratulate you on another job well done. It isn't very often in this day and age anyone goes out of their way to provide services the way you do fast, reliable, trust worthy As always I would recommend you to anyone
needing financial assistance.

Bill & Marie Berrill

Joe took a lot of pressure of my wife Pat an myself at the time of our retirement when we had no options he found us a perfect one.

He was fantastic and a great person to deal with Thanks Joe for making our retirement easier on us!

Raymond Bennett

Just wanted to say it is I who should be thanking you for the Execellent service you provided me. Not only was your service very Professional, you made every step quite simple. I have already recommended you.

Mervyn Parris

I would like you to know that both Mary and I were very pleased with the service that you provided.

Your web-site was informative and very easy to use. You were very sensitive to our needs and at no time did I feel uncomfortable dealing with you.

It's never easy when trying to get your finances in order and some companies, I have found, seemed very insensitive towards us and our problems.

Again, Joe, thanks for your help and I must emphasize that this transaction was handled professionally and courteously.

Tom & Mary Fields

I would like to say thank-you so much for everything you have done for me and my family.

Joe I will be in contact with you in about 20 months to see if you can put this 2nd morgage into our 1st. Again thanks so much!

You were really great to our family!!! Talk to you again in a couple of years!!

Nicole and Terry Harris

You were awesome to work with and I appreciate how knowledgeable you were and the speed in which everything was done. Thanks again for all your help.

Sherri McKenna

2ND MORTGAGE LOANS ARE GREAT FOR CONSOLIDATING DEBT INTO ONE PAYMENT!

PAY OFF CREDIT CARDS AND LOANS... AND SLASH YOUR PAYMENTS IN HALF TODAY!!

From: Joe Malek,

Joe Malek

Dear Friend,

Please ask yourself these 3 questions:

1) Are you starting to fall a little behind on your bills or are you already on your way to bankruptcy? Refinance or obtain a second mortgage today.

2) How can you keep bankruptcy from happening when your credit card bills just won’t stop coming? Get a fast cash loan or secure a 2nd mortgage here.

3) How do you climb out of the debt hole without causing damage to your credit report - not to mention your quality of life?

Here are some of the common warning signals which IF corrected in time, can help YOU to steer clear of financial disaster...

  • Spending increasing amounts of your income to pay your bills
  • Putting off paying your bills for few days because you don't have enough money to cover them
  • Being near, at or over the limit on your credit cards
  • Making only minimum payments on your bills
  • Juggling credit card bills
  • Paying only minimum monthly payments on credit cards
  • Using credit card for monthly expenses because you don't have cash to pay for them
  • Paying bills with money which was supposed to go for something else like kids tuition or your retirement
  • Have no savings
  • Having your credit cards cancelled by the issuer because you have been consistently over your limit
  • Had your auto or life insurance cancelled because you missed payments
  • Putting off medical visits because you can't pay for them
  • Working overtime or two jobs
  • Received utilities shut-off notices in past
  • Being overdrawn on your bank accounts
  • Worrying about your money
  • Argue with your spouse about money problems
  • Being afraid that someone can find out how far in debt you are
  • Drinking more alcohol

If you answered yes to one or more of the questions, you may or may not have cause for alarm, depending on the context of your answers.

However, if you are drawing down your savings to make minimum monthly payments on your credit card bills then the alarm bells should be ringing LOUD and CLEAR and YOU should take action today by either refinancing your first mortgage, obtaining a second mortgage or apply for a fast loan.

If you answered yes to many or most of the warning signals, YOU definitely have a problem and YOU should seriously consider taking advantage of my services. Apply for 2nd mortgage below before it's too late!

My clients come to us from all walks of life…

They are factory workers, construction workers, self-employed individuals, realtors, government employees, police officers, firefighters, nurses, doctors, dentists and yes, also bank employees and yes... EVEN bank managers!!

credit rating Improve your credit rating so you can always get the lowest rates.
Consolidate bills Consolidate your bills so you can enjoy one monthly payment.
start saving Slash your budget so you can finally start saving.

YOU can be up and running within as little as 10 minutes from now…

...and since I work fast, it’s possible you’ll see your first savings by the end of the next month!

Here Is How Our System Works

  • IT ALL STARTS with filling out this online form – this part takes about 10 to 15 minutes (and this is also where you tell me about your problems, goals and objectives!)

  • YOU’LL receive a quick response from me – this is where I will go over all of your financing options!

  • YOU’LL decide which financing option best suites your current needs – Don’t worry I’ll make it really simple for you!

  • YOU’LL select your financing option - I’ll match you with a lender who offers the best rate for that product (This is where you’ll protect your credit rating!)

  • LENDER issues YOUR approval in as little as 1 hour -- and you'll receive it the same day or overnight!

  • YOU’LL review the offer in the comfort of your home, call or email me with any questions. Then simply deliver your signed approval back to me and...

  • I’LL deliver it back to the lender who will take up to 48 hours to review documents and provide us with outstanding conditions list (if any).

  • YOU’LL satisfy outstanding conditions (income, lawyer info, etc.) and your new mortgage loan is ready for funding!

  • YOUR LAWYER receives closing instructions - and pays off your debt in full, and...

  • YOU ARE BACK ON THE RIGHT TRACK!

Do you need a second mortgage for whatever reason even though you already have first mortgages on your home? Pay off loans or credit card debts with 2nd mortgage fast!

Well, I can help you and I will do my best to arrange a second mortgage for you at the lowest rates on the market.

If this interest you then please read further, if this is not what you have been looking for then please click here to get back to main page to search for other products or simply complete my online application below and I will get back to you with a solution for your particular situation.

To apply for a second mortgage loan, please complete online application below. There are...

  • NO application fees!
  • NO initial credit checks!
  • NO multiple credit inquiries!
  • NO office visits!
  • NO time consuming appointments!
  • NO surprises!

APPLY NOW FOR THE SAME DAY SERVICE

CLICK HERE TO APPLY ONLINE

REMEMBER: It costs you NOTHING to get started and most of all there are NO obligations. If you are not satisfied with my offer then you can cancel at anytime!

Sincerely,

Joe Malek

jm

Joe Malek, Mortgage Agent, Lic. #M08004649

P.S. I personally service all Ontario including:

Ajax, Algonquin Park, Amherstburg, Arnprior, Aurora, Bancroft, Barrie, Belleville, Bowmanville, Bracebridge, Brampton, Brantford, Brockville, Burlington, Cambridge, Chatham, Cobourg, Cochrane, Collingwood, Cornwall, Downsview, Dryden, Elliot Lake, Etobicoke, Flamborough, Flesherton, Fort Erie, Fort Frances, Gananoque, Georgetown, Gloucester, Gravenhurst, Grimsby, Guelph, Haliburton, Hamilton, Hawkesbury, Huntsville, Ingersoll, Jordan, Kanata, Kapuskasing, Kemptville, Kenora, Killarney, Kincardine, Kingston, Kirkland Lake, Kitchener, Leamington, London, Mactier, Marathon, Markham, Midland, Milton, Mississauga, Mount Hope, Muskoka, Napanee, Nepean, New Liskeard, Newmarket, Niagara Falls, Niagara-on-the-Lake, North Bay, North York, Oakville, Orangeville, Orillia, Oshawa, Ottawa, Owen Sound, Parry Sound, Pelee Island, Pembroke, Perth, Petawawa, Peterborough, Pickering, Picton, Port Carling, Port Elgin, Port Hope, Port Loring, Port Perry, Rexdale, Richmond Hill, Ridgetown, Sarnia, Sault Ste Marie, Scarborough, Schomberg, Simcoe, Sioux Lookout, Smiths Falls, St Catharines, St Thomas, Stratford, Sudbury, Sundridge, Thamesford, Thorold, Thunder Bay, Tillsonburg, Timmins, Toronto, Trenton, Vaughan, Wallaceburg, Wasaga Beach, Waterloo, Wawa, Welland, Whitby, Wiarton, Windsor, Woodstock

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321 Springbank Drive, London, Ontario, N6J 1G6 Canada
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